If you’ve just gotten into a motorcycle accident, a lot of questions are probably running through your mind. Knowing how to proceed, what steps to take, who to talk to, and how your insurance coverage will work might just be the tip of the iceberg. Here’s the top questions you may have about the accident and what you can do about it to get back on your feet with the quickest recovery.
What Should You Do at the Accident Scene?
Never drive away from an accident scene. Instead, check to see if everyone is all right. If someone needs emergency attention, call an ambulance. Next, call the police. Sometimes you may be afraid to notify the police, or the other driver may try to convince you not to, but this is a bad idea. You may need the police report to file a claim, and the responding officer can take statements to determine who is at fault. Next, take pictures of the accident and any damage, get witness statements (if available), exchange information with the other driver (including contact and insurance information), and contact your insurance company to inform them about the accident.
What If You Were Speeding?
Just because you were speeding at the time of the accident does not mean that you can’t collect compensation, but it may have an impact on your claim. For example, you may be found completely or partially negligent, in which case you cannot claim compensation from the other driver’s insurance or that compensation will be lessened. If you are negligent, you can only get coverage from your own insurance, and your rates may increase because of your reckless driving.
What If the Other Driver Is Uninsured?
If you get in an accident with an uninsured driver, you have several options for coverage. If you have uninsured motorist or personal injury protection insurance, these should compensate for injuries and damages sustained in the accident. Your own collision insurance can help pay for damages, and health insurance may intervene for medical bills.
Do You Need a Lawyer?
Getting in a motorcycle accident does not automatically mean you need to hire a lawyer. Those who require professional legal aid are often involved in complex accident cases that are trying to get compensated for a lot of money or where fault is not clear. A lawyer who is knowledgeable about state negligence laws and motorcycle laws can help you make a case and even represent you if the case goes to trial. A local attorney or law firm, like the motorcycle accident lawyers, at David & Philpot, PL, likely have the resources to help you choose the best course of action for recovery.