Ridesharing services are quickly becoming mainstream. Companies like Lyft offer convenience that people enjoy taking advantage of using. As with any car on the road, Lyft drivers are not immune to auto accidents. While most people hope that they are never in an accident, period, most hope that they are not going to be one of the unlucky ones to be involved in an accident with a Lyft driver. To be involved in an accident with a driver from a ridesharing service brings its own share of complications. Here is what you need to know about what to do after an accident.
Do Lyft Drivers Have Insurance?
Immediately following an accident, you need to worry about your safety and health above anything else. If you are able, you can take evidence from the scene in the form of pictures and witness statements. Once the dust settles though, you may be wondering who has insurance and who do you file a claim against? All Lyft drivers have their own personal insurance. In addition, Lyft drivers may have insurance covered in their ridesharing contract.
Lyft drivers are technically independent contractors and because of this, they are not always covered under commercial liability insurance. A Lyft driver uses his or her own car and so it’s more than likely that you will have to contact the other driver’s personal insurance. This does not mean that Lyft is completely out of it, however. In fact, if you are in a wreck with a Lyft driver while he or she is ferrying a passenger for Lyft, you may be able to file a claim with the company’s insurance.
Do You Contact an Attorney?
Rideshare services may not be straightforward when it comes to legal issues surrounding accidents. If you’re in an accident, it may be wise to contact an attorney who will be able to go over the law with you. Ridesharing services are relatively new. It’s important that you know the rules and regulations that the driver has to follow and who you can file the claim against.
Businesses like Lyft are going to continue to grow in popularity. No matter who you are or what business you work for, accidents can happen. This is true of Lyft drivers. If you’re in an accident with a Lyft driver, it’s crucial that you establish fault and file a claim if need be. Consult with a personal injury attorney Philadelphia PA today to find out who is liable for your accident.
Thanks to Wieand Law Firm, LLC for their insight into personal injury claims and what to know about Lyft accidents.