There are a lot of ways you can get from point A to point B, but if you’re in the Austin area, Austin Cab Company has got you covered. What happens when you’re in an accident involving an Austin Cab driver? Do you handle it the same as any other type of auto accident? The following are some things you should know.
Austin Cab Drivers Are Independent Contractors
If you’re in an accident with an Austin Cab driver, you’re going to be dealing with an independent contractor. Most companies, including the Austin Cab Company, don’t offer insurance coverage for their independent contractors. This is important to understand because depending on your circumstances, you may feel the company should be liable for your injuries.
There’s a chance you may be able to seek compensation from both the driver and the Austin Cab Company. If the driver was not transporting any passengers at the time of the accident, he or she may be personally liable for your accident. If he or she was transporting a passenger when you were hit, you could seek compensation from the company as well. Your lawyer may need to walk you through the steps to receive this compensation, as the company will probably fight back hard.
You Need to Call the Police
Although the cab driver is a professional, you’ll want to have a police officer assess the situation. The police report could help you tremendously when you’re filing your insurance claim. He or she can also interview witnesses to find out exactly what happened. Be sure you give an honest and accurate account of the events to the police officer, but don’t admit blame. Even if you feel you were partially at fault, the officer may see it differently. You don’t want to incriminate yourself and miss out on compensation because of it.
It’s Important to Seek Medical Care
Any time you are injured in an accident, you shouldn’t be shy about receiving medical care. You might be worried about how you’re going to pay for the medical costs, but your health is important enough to worry about the cost later. There are ways to pay for your medical bills while you’re waiting for your settlement. Medicaid, Medicare, PIP, personal health insurance, payment plans and a wide variety of other resources could help.
Your Lawyer Can Help
After being hit by an Austin Cab driver, there are some certain things you’ll need to do. In addition to reporting the driver to the company, you’ll need to find out which insurance company to file your claim with, get a police report made and seek medical care. Speak with a car accident lawyer, like from the Morales Law Firm, today to find out how he or she can help.